Detached House for sale at 164 Elgin Street, Kawartha Lakes, Ontario, K9V 6B3 - Lindsay - MLS: X13694726

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164 Elgin Street

Kawartha Lakes, Ontario, K9V 6B3 - Lindsay

$539,000

Neighbourhood

Lindsay
Major Intersection

Angeline Street / Elgin Street

Listed Since: 4 day(s)
Last update: today

Overview

Property Type

Detached, Bungalow
Bedrooms

3
Bathrooms

1
Basement

Unfinished
Kitchen

1
Total Parking

4 (2 Attached Garage)
Lot Size

48.73x107.27 (Feet)
Taxes

$3,745.89 (2026)
Type

Freehold

Property Description

Property description for 164 Elgin Street, Kawartha Lakes

Welcome to 164 Elgin Street, a well-cared-for brick bungalow offering comfortable one-level living in an established Lindsay neighborhood. Featuring 3 bedrooms, 1 bathroom and an attached double-car garage, this home offers a practical layout, generous storage and plenty of potential for the next owner to make it their own.The bright and inviting main floor is designed for easy everyday living, with three comfortable bedrooms providing flexibility for family, guests, or a home office. A newer shingled roof is a valuable update, while the attached double-car garage provides convenient covered parking and additional storage.The unfinished basement adds even more usable space and possibilities, complete with a workshop, laundry area, and plenty of storage. Keep it as a functional workspace or bring your ideas and create additional living space to suit your needs.Outside, enjoy the backyard and deck, perfect for morning coffee, summer barbecues, or simply relaxing outdoors. Elgin Park, playground and splash pad are nearby, along with schools, public transit, Ross Memorial Hospital, shopping, and everyday amenities.Ideal for first-time buyers, downsizers, or anyone looking for the ease of bungalow living with room to grow, 164 Elgin Street offers comfort, convenience, and opportunity in a location that keeps you connected to everything Lindsay has to offer.

Listed by Revel Realty Inc.

Property details

MLS #

X13694726
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

n/a
Garage

Attached, 2 spaces
Total Parking

4
Family Room

N
Den

N
Exterior

Brick
Fireplace

N
Roof

Asphalt Shingle
Foundation

Poured Concrete
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

X13694726
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

n/a
Garage

Attached, 2 spaces
Total Parking

4
Family Room

N
Den

N
Exterior

Brick
Fireplace

N
Roof

Asphalt Shingle
Foundation

Poured Concrete
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Living

3.26 x 5.95 ft Main level
Kitchen

4.0 x 2.91 ft Main level
2nd Br

2.73 x 3.79 ft Main level
Primary

4.08 x 3.79 ft Main level
Bathroom

2.57 x 1.76 ft Main level
3rd Br

3.57 x 2.76 ft Main level
Workshop

7.47 x 5.29 ft Bsmt level
Other

5.23 x 3.22 ft Bsmt level
Cold/Cant

1.43 x 1.55 ft Bsmt level
Other

3.27 x 8.96 ft Bsmt level

Combined W/Laundry

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Local Real Estate Price Trends for Detached in Lindsay

Active listings

156

Average Selling Price of a Detached

July 2026

$588,290

Last 3 Months

$569,985

Last 12 Months

$599,092

July 2025

$683,369

Last 3 Months LY

$661,069

Last 12 Months LY

$644,824

Change

-14%

Change

-14%

Change

-7%

Historical Average Selling Price of a Detached in Lindsay

Average Selling Price

3 years ago

$695,389

Average Selling Price

5 years ago

$684,505

Average Selling Price

10 years ago

$311,787

Change

-15%

Change

-14%

Change

89%

Average Selling price

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First time home buyer

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Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.